244
%Blue Ocean Bundle 4 Year Annual Appreciation (21/02/21 - 20/02/25)
21
Assets Offered
22000
+Client Accounts
6
Years in business
AS FEATURED IN













Trusted by thousands of Australians
Since 2017, we’ve helped Australians grow their wealth with crypto—securely, intelligently, and with purpose.
While crypto has seen booms and busts, it remains one of the world’s strongest-performing asset classes, projected to become an $11 billion market by 2030.
Most platforms treat crypto like a casino. At Wealth99, we focus on Crypto Wealth: a space for serious investors to build lasting wealth with strategy, support, and confidence.
A more diversified portfolio
What are Digital Assets?
Digital assets represent the evolution of wealth-building opportunities, and today this includes crypto and tokenized precious metals like gold, silver, and platinum. In the future, digital assets will include the tokenization of a broader range of asset classes and financial products, making portfolio diversification accessible to all.

91% Annual Return for 5 years
Over the past five years, our Blue Ocean Bundle has outperformed Bitcoin, the S&P 500, Nasdaq, and ASX200 — delivering the highest annual investment IRR (Internal Rate of Return).
Building lasting crypto wealth:
The four essentials
Platform Built for Wealth
Curated investable assets designed for long-term growth—no speculative tokens, no distractions.


Institutional-Grade Security
For complete protection against theft or loss, your portfolio is held with insured, licensed custodians. This level of security meets SMSF requirements for securely held assets.
Expert Guidance
Personalised guidance from a dedicated crypto specialist will help you form your investment strategy and build unshakable confidence.


Support for Your Advisers
Tools and access that empower your financial professionals to save time, reduce risk, and optimise your wealth strategy.
About Us
What makes us different?
Wealth99 began in 2017 with a clear vision. To create a new kind of wealth company, bringing financial freedom to the everyday wealth-builder. Driven by a team of skilled developers and bright business minds, our pioneering range of digital assets is unlocking wealth for the 99%.
We're experts and pioneers in digital assets
We offer specialist human help to guide you every step of the way
We offer a simple and secure platform that takes the confusion and complexity out of digital assets
“We believe blockchain technology and digital assets are a game changer. And we’re thrilled to make these exciting new assets accessible to the 99%.”
Ian Lowe, Wealth99 CEO

We're here for the 99%
Whether you're a newcomer or an experienced player, navigating the digital asset world can seem complex. Our dedicated team of specialists is here to support you at every stage of your journey.
- Individual
- SMSF
- Finance Professionals
Read what our clients have to say
Hear it straight from those who have added digital assets to their portfolio with Wealth99.
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200+
Registered investors
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200+
Registered investors
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200+
Registered investors
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200+
Registered investors
“I highly recommend that anyone diversifying into digital assets to consider looking at the Wealth99 platform. The interface is extremely clean and for people like me, it's really easy to understand. Customer service is amazing and there is specialist support if you need it”
Susan
Client Since 2019
“The main point I like about Wealth99 is the security. They don't lend out customer assets and everything is insured and protected by a third party custody provider called Bitgo. I have been a customer now for some years and have total peace of mind with these guys.”
Dale
Client Since 2018
“Over the last few years I've seen a really big evolution of the Wealth99 platform. It's something really special. It's allowed me to generate some real wealth.”
Andrew
Client Since 2018
Wealth-building made easy
Hear it straight from those who have successfully added digital assets to their portfolio with Wealth99.
Specialist guidance
Our team of specialists are here to guide you through the world of tokenized digital assets.
Wealth99 Now Operating Under an Australian Financial Services Licence
Wealth99 Can Now Offer New Regulated Products Under an AFSL Quarterbar Financial Pty Ltd, trading as Wealth99, is proud to...
Trump, Crypto, and the New Financial Blueprint for America
A landmark government report signals how digital assets will shape the next era of American financial leadership.
Frequently Asked Questions
What is Crypto Wealth?
Crypto wealth is the emerging sector of the crypto world focused on long-term investments in crypto-assets to grow and preserve wealth. In this context, crypto-assets become a recognised asset class within an investor’s broader portfolio.
Unlike crypto trading, payments, or speculative investing, crypto wealth requires the same standards as any credible wealth platform:
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A specialised wealth platform built for long-term strategy
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A clear and structured investment approach
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Access to ‘investable’ assets, avoiding high-speculation coins
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Institutional-grade security, including licensed custody and blocked withdrawals
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Personalised expert guidance tailored to your investment goals
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Dedicated support for financial professionals
By meeting these standards, crypto wealth allows investors to integrate digital assets confidently into a long-term wealth strategy.
What is institutional-grade security?
Institutional-grade security means your assets are protected with licensed custody, insurance, and enterprise-level safeguards—ensuring your crypto investments are as secure as traditional high-value assets.
Do you have an AFSL?
Wealth99 is one of the few crypto platforms operating as a corporate authorised representative of an AFSL. While crypto itself isn’t yet regulated (expected in 2026), you can invest with confidence knowing we prioritise compliance and uphold rigorous regulatory standards today.
How can a Wealth99 specialist help me?
Our dedicated crypto specialists provide 1:1 guidance to design your portfolio, tailor your investment strategy, and help you navigate opportunities in the evolving digital asset market.
Why does Wealth99 offer a select number of assets?
We focus on quality over quantity. While many crypto platforms showcase hundreds of coins to attract short-term speculators, we prioritise assets with strong, sustainable ecosystems—those you can invest in with confidence. For long-term wealth strategies, including SMSFs, there are only several cryptocurrencies that meet this standard, and these are the ones we offer.
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