We’ve Updated Our Precious Metals Bundle—Here’s What Changed

Markets evolve. Supply chains shift. New technologies change what materials the world depends on. For long-term investors, staying static is rarely the right response.

That’s why we regularly review how our Bundles are constructed, including how investors gain exposure to precious metals. After reassessing supply trends, industrial demand, and long-term fundamentals, we’re updating the composition of our Precious Metals Bundle.

The goal is unchanged: simple, diversified access to metals. What’s changing is how that exposure is weighted, to better reflect where the strongest opportunity now sits.

What’s changing

The Precious Metals Bundle has been updated from:

• 60% gold

• 30% silver

• 10% platinum

to:

• 70% silver

• 30% gold

Platinum remains available as a standalone investment for investors who want direct exposure.

Why change at all?

The purpose of the Precious Metals Bundle is not to make short-term calls. It’s to give investors a clear, rules-based way to access metals without having to manage individual allocations themselves.

You decide how much capital to allocate to metals. The bundle does the rest, issuing metal-backed tokens in a fixed ratio, shown as individual holdings in your portfolio.

This update reflects where long-term demand, supply constraints, and structural fundamentals are most compelling today.

Why silver now carries more weight

Gold remains a cornerstone asset. Its role as a monetary hedge and its behaviour during periods of currency debasement continue to underpin its place in portfolios.

Silver, however, now sits at the intersection of two powerful forces.

Like gold, it benefits from the same macro environment. Unlike gold, silver is also consumed. It is essential to modern industrial processes and cannot be easily substituted at scale.

Silver is a critical input in:

• solar panels

• consumer electronics

• electric vehicles

• advanced manufacturing, including robotics

Today, more than half of annual silver demand comes from industry. That demand is growing rapidly, while supply has remained largely unchanged for more than a decade.

Silver more than doubled in 2025, with returns around 130–140%, far outpacing gold (≈60–70%) and most equity indices.

For four consecutive years, global demand has exceeded supply. Stockpiles have been drawn down, and new supply is slow to respond. Silver is typically produced as a by-product of other mining, meaning higher prices do not immediately translate into higher output.

This creates a structural imbalance that is difficult to resolve quickly.

Weighting the bundle more heavily toward silver reflects this reality. It allows investors to maintain gold’s defensive role while gaining greater exposure to the metal facing the tightest supply conditions and strongest growth drivers.

Why platinum was removed from the bundle

Platinum remains available for direct investment. However, within a bundled structure, it added complexity without materially improving diversification.

Its price dynamics are largely driven by industrial demand that overlaps with silver’s story, but without the same depth or clarity of long-term drivers.

By reallocating platinum’s portion to silver, the bundle becomes simpler, more focused, and easier to understand, while strengthening its core investment thesis.

What this means for investors

The updated Precious Metals Bundle offers:

• Simple diversification across gold and silver

• Exposure to both stability and growth, through complementary metals

• A rules-based structure, without the need to manage allocations

• Flexibility, with individual holdings visible and tradable within your portfolio

Precious metals continue to play an important role in resilient portfolios. This update aligns the bundle more closely with today’s market realities, while keeping the experience clear, transparent, and easy to use.

You can view the updated Precious Metals Bundle in your account, or connect with a Wealth99 Specialist  if you’d like help understanding how it might fit into your portfolio.